History of Farmers Bank and Trust N.A.

Chartered	August 26,1907
Converted to National Charter	October 1,1982
Opened	October 31,1907
Capital	$10,000.00
Deposits	$522.10
Undivided Profits	$.40
First President	Joseph Schneider
Board of Directors(Organizing Board)	Adolph Budde Gus Ehlers, C.L. Chapman, Fred Dumdow, William Cook and A.F. Kuhl

Farmers Bank & Trust NA has a colorful history dating back to it's beginning in 1907, in Albert, Kansas. Early day founders could sense the need for a financial institution and started the bank with $10,000.00 in capital. The bank opening was delayed some sixty days because of the 'money panic' of 1907. Even during the "Dirty Thirties", the bank continued its service by not closing until the federal government declared the bank holiday.

Some important dates in the past 25 years include:

		1977: The bank opened a loan production office and an ATM in Great Bend to serve the borrowing needs of the bank's many customers from that community.
		September 1986: Farmers Bank & Trust NA purchased the assets of the failed Home State Bank, establishing a full service branch in La Crosse, Kansas.
		December 1987: The bank officially relocated the main office from Albert to Great Bend. The Albert facility remained open as a full service branch.
		April 1990: Farmers Bank & Trust NA purchased the assets of the failed Bazine State Bank and established a third branch in the community of Bazine, Kansas.
		July 1993: Farmers Bank & Trust NA opened a full-service branch at 1612 Main Street, Great Bend to better serve its customers.
		August 1996: The bank purchased the assets of The Kinsley Bank and established a fifth full service branch in Kinsley, Kansas.
		December 2001: The bank surpassed the $300 million dollar mark in total assets. In ninety years the bank's capital account multiplied many times over from a beginning of $10,000 to a current level in excess of $30,000,000.
		March 2002: Farmers Bank & Trust NA established a branch in Overland Park, Kansas. The Overland Park branch, equipped with an ATM will help the bank better serve its Kansas City area customers.
		October 2002: Farmers Bank & Trust NA started an Online Banking Service, NetB@nk, to better serve their customers. Online Banking will offer customers easier access to accounts and more flexibiltiy for their banking needs.
		September 2004: The bank acquired CapWest, a mortgage company in Overland Park, Kansas. CapWest is affiliated with LendingTree.com
		May 2005: Farmers Bank & Trust purchased a bank site at the corner of Metcalf and 143rd, in the Lionsgate Office Centre. Construction is expected to be completed in the fall of 2006.

The bank's total assets equal approximately $575 million and continued growth is the goal of Farmers Bank & Trust. During the past ninety-seven years the bank's capital account has multiplied many times from $10,000.00 in 1907 to its current level of over $50 million for the Bank and Holding Company. Farmers Bank & Trust fosters growth and prosperity in the many communities it serves, including it's latest commitment, Johnson County.

The bank continues to assist farmers, small businessmen, building contractors and individuals with the same friendly, high-quality service it did in 1907. Farmers Bank & Trust steeped in tradition but with modern technology, is anticipating the growth of the Johnson County branch into a larger regional bank.

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